Advice from someone who knows your whole story.
A small, senior financial practice in Somerset West. We listen first, then give you straight answers.
Approved financial service provider, licence number
Assets under management at Verifi, which Hein helped build
Helping four out of five clients by phone, wherever they are
Postgraduate qualifications in financial planning (UFS)
How we work
We listen to all of it. From your mother-in-law to the dog digging up the garden after moles.
That is not small talk. We have to know what is going on in your life, so that when something does go wrong, we already understand. Clients will tell you the same.
In illness, at a death in the family, at a claim: you phone us, and we handle it.
Four areas. One adviser who sees them together.
Every kind of personal and commercial cover. Our speciality is the request other brokers pass on.
- Once-off cover for a single trip, event or shipment
- Moving high-value property: racehorses, equipment, vehicles
- Flight insurance and special goods
- Unusual risks that need someone to actually look at them
Personal cover built around your estate, and business assurance that few advisers know in full.
- “I signed surety for the business. What does that do to my own estate?”
- “Our key person is hard to replace. Is life cover the only option?”
- “Does our buy and sell agreement work the way we think it does?”
- “Group benefits, pensions, disability: what can go wrong?”
Every investment has to fit one family and one estate. That takes a plan, not a pile of products.
- “Tax-free investments have terms. Which ones matter to me?”
- “Is a retirement annuity the only option? What is the alternative?”
- “I want to retire. Will the money last, and for how long?”
- “How do I save properly for my children's studies?”
Medical schemes, medical insurance and gap cover, explained until you can manage your own plan.
- “Which scheme will work for me and my family?”
- “Medical insurance: is it good or bad?”
- “Do I really need gap cover, or should I change my plan?”
- “What should I know about the plan I already have?”
Test us. We have an answer for most cases.
“If a plumber says he will find someone else to do the job, but you still pay him, you start to wonder why he calls himself a plumber.”
Old school, in the way that counts.
We do it for you
We sit with you and handle everything, from the first form to the claim. You are never passed down a line.
We learned what clients expect by being there
Years spent at clients' tables taught us what people want from an adviser. It has not changed.
Near or far, you get the same attention
For eight years most of our advice has happened over the phone. Tone, patience and listening are the job.
Small on purpose
Hein left corporate banking and promised himself he would not go back. A small practice has time for people.
Qualified to answer, not to refer
Two postgraduate qualifications in financial planning. When you ask a question, the answer comes from us.
Most people arrive with investments scattered everywhere.
No structure costs you growth and fees. We pull everything into one plan that fits your family and your estate.
- Protect
- Grow
- Retire
- Leave behind
Bring us the question nobody else could answer.
Tell us what is on your mind. Hein or one of the team will phone you back.
- Phone
- 082 759 5144
- Office
- 29 North Avenue, Westridge
Somerset West, 7130